Home Insurance
Berwyn, IL
Don't let the fear of losing your home keep you up at night. Safeguard your biggest investment with Farmers Insurance in Illinois, and rest easy knowing you're covered every step of the way.
What can home insurance provide coverage for?
Home insurance can provide coverage in three main ways:
Dwelling
Dwelling coverage helps pay for damage to the structure itself caused by sudden, accidental events like fire, wind, lightning, falling objects, and vandalism.
Liability
The third component of your home policy is liability coverage. It helps protect you from loss in case you’re financially responsible for injury to others or damage to their property.
Contents
Contents coverage is just that — it covers what’s inside your home. I’m talking about everything from furniture and electronics to pots and pans. If these items are lost or destroyed by a covered event, your policy can help pay to replace them.
Home insurance coverage options
Guaranteed replacement cost
Don't worry about escalating construction costs – for covered losses, with Guaranteed Replacement Cost, we'll guarantee coverage for the full cost to rebuild your home, even if it exceeds your policy limits.
Emergency mortgage assistance
If your home is uninhabitable after a covered loss, the last thing you want to worry about is keeping up the mortgage while dealing with an emergency.
Cyber and identity shield
Coverage for many forms of identity theft and cyberattacks, and monitoring services to help you prevent them from happening.
Fortified Roof™ Upgrade
As climate change makes weather events more frequent and more severe, you can choose coverage so your roof can be rebuilt to enhanced standards to help resist severe storms.
Water backup and sump overflow
This additional option can provide coverage for water damage caused by water backing up through drains and sumps.
Home sharing
âCoverage for rental of part or all of your home through a home sharing business.
How do our customers feel about us?
E
I have been a patron with Farmers Insurance Melissa Knox for over 30 years - 3 homes, several cars and now my children's vehicle coverages. Recently my auto premium went up due to inflation - understandable.
A
For many years, Melissa has served as our Farmers agent, and we could not have asked for a better representative. She is understanding when we ask her several questions and provides us with clear answers. She has repeatedly put us on the right path because we have a propensity to rely on our own knowledge, which in the world of insurance is absolutely nothing.
k
Definitely by far my best insurance experience ever! Top notch customer service. She was very thorough and precise! I highly recommend her and the team at Farmers Insurance! Oh and she saved me money and I got to keep my same insurance company! She is always available to answer any questions and has wonderful personality. You could not find a better agent I highly recommend her. She is fantastic!
View more reviews on Google!
Looking for home insurance agent?
%20(1).jpg)
Melissa Terrazas
Farmers Insurance Agent in Berwyn, IL
ADDRESS
6729 26th St
Berwyn, IL 60402
PHONE
As a resident of the Chicagoland area for the last 28 years, I am proud to be your local Farmers® agent in Berwyn, IL. Throughout my career, I have always focused on the personal side of insurance. I want to get to know you so we can evaluate all of your needs, whether that's auto, home, renters, commercial, life insurance, or financial services.
â
It is my goal to simplify the insurance process so you have the confidence you're fully educated on all of your coverage options. At the end of the day, I want you to feel assured that you're protected from all things unexpected. Let's sit down together to find unique coverage for your unique needs.
OFFICE HOURS
Monday 9:00 AM - 5:30 PM
Tuesday 9:00 AM - 5:30 PM
Wednesday 9:00 AM - 5:30 PM
Thursday 9:00 AM - 5:30 PM
Friday 9:00 AM - 5:30 PM
Saturday 9:00 AM - 1:00 PM
Sunday Closed